Long-distance transport tickets - trains, planes, intercity buses - are regularly increasing in price. Their cost becomes especially high during the hot vacation season. If you need to leave urgently, you can buy a ticket on credit.
It is necessary
passport
Instructions
Step 1
The purchase of tickets on credit on the railway started on June 1, 2012. It is noteworthy that the borrowed funds for these purposes are given to you by the only bank with which the railway cooperates - OJSC KB Vostochny. He dictates the conditions for granting a loan to pay for a ticket.
Step 2
A ticket that is issued on credit must cost at least 1,000 and no more than 25,000 rubles. If the price of your travel document is higher than the allowed price, you can pay the difference in cash. Buying a ticket for borrowed funds is carried out in the same way as for a regular ticket - through the cashier. Show your passport, and the cashier specialists will draw up a contract and give you a plastic credit card. You will use it to pay for your purchase. According to experts, this entire procedure should not take more than 20 minutes. Moreover, it will take only 2 minutes to arrange a loan, and the rest of the time to write you a travel document and withdraw money from the card.
Step 3
The main advantage of the card is that it has a grace period for crediting, i.e. within 55 days, you can return the money borrowed from the bank without charging a commission for using them. The disadvantage of this method of obtaining a loan is that you will have to pay additionally for the issue and maintenance of the card. And this is about 1000 rubles.
Step 4
You can buy an air ticket on credit using a regular consumer loan. You just need to sign an agreement with any financial institution that suits you, get the required amount and buy your plane ticket. By the same principle, you can buy a ticket for a train, bus, cruise ship, etc.
Step 5
Alternatively, you can use your own credit card, not necessarily issued by Vostochny Design Bureau. Just come to the ticket office of a railway station or airline and pay for your purchase using the "plastic" you have. Remember that bus ticket offices do not always accept cards, so before buying a ticket at a bus ticket office, first withdraw the required amount. You will repay the debt on the card in accordance with your loan agreement concluded when issuing this credit card.
