The currency used in Thailand is Thai Baht. For quite a long time, the rate of the baht in relation to other currencies of the world is approximately the same as that of the ruble, that is, the ruble and the baht are valued approximately the same. But this does not mean that it will be possible to convert rubles into baht without loss.
Instructions
Step 1
First, you need to decide how it is more convenient for you to import currency into Thailand. This can be done in two ways: cash or plastic cards. There is also a third way - traveler's checks, but it is not very popular in Asian countries, it is not recommended to take such checks to Thailand, since it can be very difficult to exchange them for money.
Step 2
Rubles. Oddly enough, in Thailand it is quite possible to make purchases using Russian rubles. But this will not work everywhere. Rubles are accepted in some places in Pattaya and Bangkok. They can be exchanged for baht at the main airport of the country - Suvarbanahumi in Bangkok. Nevertheless, the exchange rate against the ruble is extortionate, so this method can be attributed to the extreme.
Step 3
In general, if you arrive at Bangkok airport, you can take with you almost any currency of a major country in the world. Right at the airport, even before passport control, you will see exchange offices, and the list of currencies in them is impressive, as are the rates that are very far from the real ratio of exchange rates. You can find exchange offices accepting different currencies in all major cities in Thailand. The course there is usually a little more profitable than at the airport, but how lucky.
Step 4
Thai baht. This option seems to be the most obvious and reasonable, but not everything is simple with it. Finding a bank in Russia that issues Thai currency is very difficult even in Moscow. If you have little time in the capital, for example, you make a short transfer in Moscow, then it will be unrealistic to change rubles for baht in advance.
Step 5
Dollars or Euros. If you are going to travel with cash, then this option is the most profitable. Dollars and euros are accepted in any exchanger, the rates are usually acceptable. A strange feature of Thai exchangers: the larger the dollar or euro bill, the higher the rate at which it will be exchanged for you.
Step 6
If you take a plastic card, then make sure that it is international. Some Russian banks issue cards that are only accepted in Russian banks. It is best to have a card of a standard not lower than Visa Classic or Mastercard Standart. One or several accounts can be linked to the card, their currency does not matter: the conversion when withdrawing money through an ATM occurs automatically.
Step 7
When withdrawing money from a bank card, it should be borne in mind that the conversion usually takes place through dollars at the internal rate of the bank. So, if your account is in rubles, then there will be two conversions, rubles-dollars, and then dollars-baht. Sometimes the conversion is carried out via euros, if the account is in euros. If your bank provides for a commission for using someone else's ATM, it will debit it. There is also a commission of the Thai bank itself, usually it is at least 150-180 baht. It turns out that it is better to withdraw money less often, but in larger amounts.
Step 8
Another way to get money from a bank account: you need to come to any Thai bank with your card and passport. Some banks allow you to withdraw money without commission. It happens that the branch does not have a device to service the card, then they will recommend you to use an ATM.
