The older generation still remember what it means to postpone for a rainy day. Young people do not know how to save and are used to relying on quick loans. But this is not entirely correct, since paying extra interest for using finances is very unprofitable. You have to learn to make savings. And it's better to start by saving money for vacation - for such a goal it is more pleasant to save. The most important thing is to start doing this in advance, long before the planned trip.
Instructions
Step 1
The first step is to carefully analyze all expenses and receipts of money and understand whether there is a resource for savings. Think about what you can sacrifice for a trip to the sea or the mountains. Perhaps the list will be one hundred and thirty-first lipstick or two hundred and twentieth dress as well. it may be easier to stop eating weekly or drinking alcohol.
Step 2
Then calculate how much money you need to make your dream come true. Find out the cost of the trip you want to travel on during the vacation period. Consider all the additional costs that you face on vacation - excursions, shopping, entertainment. Let's say you realize that you have to save 80 thousand by September. It's good if you took care of the accumulation problem in March. This means that every month you will need to set aside 10-12 thousand rubles (the missing amount can be taken from vacation pay).
Step 3
Weigh the amount you need to travel against your usual expenses and start cutting back on spending and / or earning extra money. Some golden rules will help with this.
Step 4
Before going to the store, make a list of the groceries and other items you need. It will allow you not to make impulse purchases and not to acquire unnecessary things or those without which it is quite possible to do without.
Step 5
Before you buy something, make all the obligatory payments: for phone and Internet, credit, etc.
Step 6
Choose a way of saving. Putting money in a stocking is irrelevant, it will depreciate due to constant inflation. In addition. If the funds are in the bank, there is less temptation to take them and spend not on achieving the intended goal, but on something else. Choose a term bank deposit - savings or other. You can also put finances on a credit card. But in this case, try not to use it to make purchases, otherwise you can imperceptibly spend all your savings, and not at all on vacation.
